Top 10 questions you should ask an agent before buying an apartment

The purchase of an apartment often begins with emotions, excitement, expectations, and a vision of a future home. However, very quickly comes a collision with reality: documentation, prices, loans, deadlines, and unfamiliar terms. At that very moment, a real estate agent becomes a key person in the entire process.

However, the quality of cooperation with an agent does not depend only on their experience, but also on the questions you, as a buyer, know how to ask. Good questions protect you from bad decisions, uncover hidden information, and help you maintain control over one of the biggest investments of your life.

Below, we present the 10 most important questions you should ask an agent before buying an apartment.

What is the legal status of the property?

The first and most important question concerns ownership documentation. The agent should clearly explain to you:

• whether the apartment is properly registered,
• whether there is any encumbrance, mortgage, or court dispute,
• whether ownership is 1/1 or there are multiple co-owners.

Clear documentation is the foundation of a safe purchase and a prerequisite for obtaining a housing loan.

What is the real market value of the apartment?

The advertised price does not always reflect the real market value. Ask:

• on what parameters was the price formed?
• are there comparable properties in the same neighborhood?
• is there room for negotiation?

An experienced agent must be able to justify the price with concrete market indicators.

What are the total costs of purchase?

The purchase price is not the only cost. Request a detailed overview of all additional expenses, including:

• real estate transfer tax (if applicable),
• agency commission,
• notary, lawyer, and registration costs,
• possible banking fees.

Transparency in this segment prevents unpleasant surprises.

What is the technical and construction condition of the apartment?

The agent should have basic information about:

• the age of the building,
• installations (electricity, water, gas),
• the condition of the roof, façade, and common areas of the building,
• any potential need for renovation.
• What is the building like and who manages it?

An apartment is not only the interior space, but also the entire building. Ask:

• whether there is a building manager,
• whether major works are planned (façade, elevator, roof).

A well-maintained building preserves the value of your investment in the long term.

What is the infrastructure and surroundings like?

Location often has equal, if not greater, importance than the apartment itself. The agent should know:

• availability of public transport,
• proximity to schools, kindergartens, shops, and healthcare facilities,
• the level of noise and safety in the neighborhood,
• plans for future urban development.

These factors directly affect quality of life and the future value of the property.

How long has the apartment been on the market?

Time spent on the market can reveal a lot about a property. A prolonged sale may indicate:

• an overpriced property,
• hidden flaws,
• reduced buyer interest.

This information can give you additional negotiating leverage.

Why is the apartment being sold?

Although this question may seem personal, the reasons for sale are often relevant. Relocation, changes in life circumstances, or an investment sale generally do not carry the same risks as, for example, a sale due to legal or technical issues.

A professional agent will, within ethical and legal boundaries, provide you with context.

Are there any restrictions or special purchase conditions?

Check:

• whether the apartment can be purchased with a loan,
• whether there are deadlines for the seller to move out,
• whether the price includes furniture or equipment,
• whether there are contractual clauses that require additional attention.

Clear conditions upfront prevent misunderstandings later.

What does the entire purchase process look like step by step?

Finally, ask the agent to explain to you in detail:

• the stages of the purchase,
• the required documentation,
• the timeline, your role in each step.

A professional agent should provide you with a sense of security and control throughout the entire process.

Asking the right questions to a real estate agent is not a sign of distrust, but of a responsible and thoughtful approach to purchasing. An informed buyer makes better decisions, reduces risks, and increases satisfaction with the final choice.

Buying an apartment is not just a transaction; it is a long-term investment in quality of life. With the right agent and the right questions, this process can be safe, transparent, and successful.

Ena-Lemana S.

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